Insurance Claim Lawyers in Hollywood, FL
Accident Attorneys serving all of Florida, including Palm Beach County, Broward County & Miami-Dade County.
Why do insurance companies deny claims?
Insurance companies make money by relying on your business as an insured customer. If you make a claim with them and ask for them to pay you money for the coverage that you’re asking for, they may deny your claim out of bad faith. Insurance companies come up with a plethora of reasons as to why your claim was denied. A few common reasons which are usually referenced by insurance companies include prior injuries and surgeries, pre-existing conditions, medical records not showing injury/pain, waiting for a certain amount of time before calling the insurance company for assistance, etc. If you believe your insurance company is denying your claim in bad faith, then you should get in touch with a lawyer at the Scher and Scher Law Group, P.A. This way, we will not only be able to take on your accident case, but we will also be able to negotiate with your insurance company and discuss why your claim was denied. The denial of claims has become increasingly more prevalent in the state of Florida, in fact, the Molina Healthcare of Florida reports denying 32% of in-network claims submitted in 2017, 30% in 2016, and 22% in 2015.
Can you sue an insurance company?
The relationship between you (the insured) and the insurance company (the insurer) is based on a contractual agreement. The insured pays the insurer to provide coverage when the insured is injured or suffering from an accident. If the insurer denies your claim out of bad faith or for unacceptable reasons, the insured can sue their insurance company. If your claim has been denied, you should begin following a series of steps. Reach out to your insurance company asking for a copy of your insurance policy (if you do not already have one). Then, send a written letter to your insurance company beginning with a demand for them to payout your claim and asking for them to reply with an in-depth written explanation as to why your claim was denied. If your insurance company does not reply with any form of settlement, then it is best to file for an administrative hearing, which is a hearing before any governmental agency or law judge. If an administrative hearing fails, then you have attempted all available remedies and now you may proceed with legal action.
Can you negotiate an insurance claim settlement?
If your insurance company offers you a settlement, you want to make sure it’s a fair amount of money and in accordance with the amount you were expecting and not a lowball. If you do not find that the insurance company’s offer was a fair one, it is important to respond to this offer with a written declination letter, and a counteroffer reflecting the amount that you believe your claim is worth. This may lead to a back-and-forth, however, after a while of negotiating, their settlement offers will become closer and closer to an acceptable amount for you. However, to bypass the delays that may come with back-and-forth letters, consider coming to Scher and Scher. The lawyers at Scher and Scher Law Group, P.A. have extensive experience in handling cases that involve negotiating with insurance companies and have the knowledge to take on your case to secure the compensation you deserve in a more timely and efficient manner. Negotiation is possible, however, with the lawyers at Scher and Scher, we can get you the compensation you deserve.
Insurance Claim Lawyer in Hollywood, FL
If you need a lawyer to take on your claim after your insurance company has denied it, contact the lawyers at Scher and Scher in Hollywood, FL. The lawyers at Scher and Scher Law Group, P.A. have been serving all of Florida with counties from Broward, Miami-Dade, and Palm Beach. We have earned over $50,000,000 in settlements for our clients after their personal injuries and denied insurance claims. If you have been injured in an accident and suffer from pain, suffering, physical disfigurement, among other ailments, and have been denied by your insurance company, we encourage you to seek help from the accident attorneys at Scher and Scher Law Group in Hollywood, FL. To receive a free consultation and case analysis, call the lawyers at Scher and Scher today.
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